4.9 of 5starsRead Reviews
Get a fixed-rate Discover® personal loan up to $35,000. You could save hundreds – or even thousands – of dollars on interest by consolidating your higher rate debt with a Discover personal loan. Although paying down debt can be tough, we can make it easier. We’ve helped more than 1 million people reach their goals. A personal loan from Discover can be an ideal solution for individuals with good credit and a strong financial history. With $0 origination fees, you’ll receive 100% of your approved loan amount. Lock in a fixed rate. Your interest rate is fixed for the life of the loan – simplify your budget with one set regular monthly payment. It’s easy to get started now and you could get a same-day decision in most cases
fast and easy to apply
easy to apply and the response is fast. also there are choices to repayment in different years.
I just closed a loan with Discover. Decent rate and no loan origination fee. I would say that they do a more extensive credit and income verification than some of the other companies, but as long as you were truthful on the initial application, you should be fine. My actual rate after submitting everything was slightly lower than the one shown through in the Lending Tree offer. I was very satisfied with this process. My only criticism is that they ask you a lot of questions on the phone that you have already answered in the online application. When I asked why they don't have that information already, they said they ask to verify. Maybe they should change their script to inform the customer up front that they are verifying the previously entered information.