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All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history. The APR ranges from 10.68% to 35.89%. For example, you could receive a loan of $6,000 with an interest rate of 9.56% and a 5.00% origination fee of $300 for an APR of 13.11%. In this example, you will receive $5,700 and will make 36 monthly payments of $192.37. The total amount repayable will be $6,925.32. Your APR will be determined based on your credit at time of application. The origination fee ranges from 2% to 6% (average is 4.86% as of 7/1/2019 – 9/30/2019). In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,001 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the Lendingclub website. All loans via LendingClub have a minimum repayment term of 36 months or longer. Loans require sufficient investor commitment before they can be funded or issued.
I found LendingClub on website decided to give it a try 2 years ago I really didn’t think I had a chance but they approved my loan and again they came to my rescue I paid off my debts and now have I payment a month especially with this pandemic I need to keep more money at hand and that’s what LendingClub did for me I’m a satisfied customer would recommend anyone looking to make payoff debt and have a fresh start LendingClub is the place to start you won’t regret it 👍👍👍
Closed with Lender:
Extremely pleased with service from Prospect Home Finance
Lending Tree was my introduction Prospect Home Finance. My initial experience was several positive communications with the CEO, Jason Vondrak. I was then put in contact with loan officer Bianca Bourbon. I have been more than pleased with her professionalism as I worked through the loan process. I enthusiastically recommend Prospect Home Finance and Bianca as a loan officer.
We were told 30-45 days to close, after 80 days and terrible communication, we walked away. We lost our $500, our precious time and our patience. Never have we ever had such a terrible experience, from the false promises to the poor communication to lack of customer service.