4.7 of 5starsRead Reviews
A representative example of loan payment terms is as follows: you receive a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, you will receive $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000 and loan term lengths are 36 months or 60 months. Some amounts and term lengths may be unavailable in certain states. APR ranges from 8.05% to 35.89% and is determined at the time of application. Origination fee ranges from 3% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates are subject to change without notice. Loans are made by LendingClub Bank, N.A., Member FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment before they can be funded or issued. Certain information that we subsequently obtain as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan from us. Loan closing is contingent on accepting all required agreements and disclosures at Lendingclub.com. “LendingClub” is a trademark of LendingClub Bank.
21st Century Borrowing
Now this is how the loan process is supposed to go! Apply online, get a quick response, see your options and chose which is best for your budget. Then in about a week - presto! Your funds are there! Best experience ever. Straightforward, no hassles. I wanted to consolidate balances and it happened. I would encourage anyone looking to do the same to go this route. THANK YOU!
Getting a personal loan through Lending Club was a very simple process. They let you know all the information you need to submit and also send email updates on the progress of your loan.
One Heck of a Club
After being stuck in a rut for years, I decided to get a little help digging out of the debt hole I was in. I chose the Lending Club based off of a recommendation from a friend and I couldn't be happier with my decision. Their offer was fast and fair. I received the loan within 8 days of going through the Lending Tree request process. It is wonderful to know that there is actually a light at the end of the tunnel and the Lending Club is helping to get me there.