4.7 of 5starsRead Reviews
A representative example of loan payment terms is as follows: you receive a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, you will receive $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000 and loan term lengths are 36 months or 60 months. Some amounts and term lengths may be unavailable in certain states. APR ranges from 8.05% to 35.89% and is determined at the time of application. Origination fee ranges from 3% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates are subject to change without notice. Loans are made by LendingClub Bank, N.A., Member FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment before they can be funded or issued. Certain information that we subsequently obtain as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan from us. Loan closing is contingent on accepting all required agreements and disclosures at Lendingclub.com. “LendingClub” is a trademark of LendingClub Bank.
Blasted my credit. No such thing as a soft credit pull. And didn't get an offer to cover debt. Stupid. Thought I was talking to another company who did approve me.
Good at first
Getting the loan was pretty easy. Once I started interacting with customer service things went bad. Tried to change my e- mail address to my wife's. Was told we could not do this because the address was in use. At one time my wife had checked the rates at leanding club and they opened what they called a shell account for her with out there being a request for them to do that. Not happy thinking about filling a complaint with State Attorneys office.
Closed with Lender:
the entrest rate are to high
i was glad to work with them butt the entrest rate they got me was to high they could of did better i didn't take the loan