4.7 of 5starsRead Reviews
A representative example of loan payment terms is as follows: you receive a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, you will receive $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000 and loan term lengths are 36 months or 60 months. Some amounts and term lengths may be unavailable in certain states. APR ranges from 8.05% to 35.89% and is determined at the time of application. Origination fee ranges from 3% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates are subject to change without notice. Loans are made by LendingClub Bank, N.A., Member FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment before they can be funded or issued. Certain information that we subsequently obtain as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan from us. Loan closing is contingent on accepting all required agreements and disclosures at Lendingclub.com. “LendingClub” is a trademark of LendingClub Bank.
Unbelievable loan experience
I needed $5,000 to close the sale of a condo I had rented for 5 years and my credit card company was being difficult. I went on Lending Tree dot com and entered my information. My credit score was over 800 and I received some great offers. I ended up applying for a Lending Club loan at 4.9% interest for 2 years. LC only charged me a $50 loan processing fee, which they took out of the proceeds they deposited into my bank account. I think it may have taken 8 days before the full amount of the loan was deposited into my checking account. AND**.they'll now just auto-deduct the monthly payment of around $200 a month for the next two years. My condo sale closed yesterday and I start making my first loan payment in a couple of days. I could not be happier with this amazingly easy process. I highly recommend Lending Clu***.these guys have taken customer service to an entirely new/higher level!
Credit Card Consolidation
Fast, courteous service. Cut my interest rate in half and no prepayment penalties.
Easy Simple Process
I was looking to lower my monthly payments on Interest Rate Credit Cards and was approved for a $20k loan thru Lending Tree. My account was fully funded in 3 days and I had the money in my bank account within a week. The process was extremely simple, and only requirements I had to provide was a W2 and two paystubs. I am now saving hundreds a month in payments and officially on a 5yr plan to be completely out of debt.