A representative example of loan payment terms is as follows: you receive a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, you will receive $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000 and loan term lengths are 36 months or 60 months. Some amounts and term lengths may be unavailable in certain states. APR ranges from 8.05% to 35.89% and is determined at the time of application. Origination fee ranges from 3% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates are subject to change without notice. Loans are made by LendingClub Bank, N.A., Member FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment before they can be funded or issued. Certain information that we subsequently obtain as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan from us. Loan closing is contingent on accepting all required agreements and disclosures at Lendingclub.com. “LendingClub” is a trademark of LendingClub Bank.
Perfect Lender
Fast and efficient. Great rate and great terms.
LendingTree Customer:
Easy 1, 2, 3 here is your money,,
This was a very easy way to get a loan. I applied on line in a simple 3 step process. Followed the instructions and it was all complete with offers, finalizing process and money deposited in my bank account in less than 5 days, I highly recommend Lending Club,,,,very satisfied customer
LendingTree Customer:
Crazy fast turnaround!
I was pleasantly surprised by how fast Lending Club got me my loan! I provided everything that they requested and within one day I was approved. I love the online system and the fact that I didn't have to go into a bank and go through that whole ordeal. Next loan I get will be with Lending Club for sure. And, there are no pre-payment penalties so I can pay it off faster without incurring additional fees. Nicely done, Lending Club. You have a client for life!
LendingTree Customer:
The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
