A representative example of loan payment terms is as follows: you receive a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, you will receive $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000 and loan term lengths are 36 months or 60 months. Some amounts and term lengths may be unavailable in certain states. APR ranges from 8.05% to 35.89% and is determined at the time of application. Origination fee ranges from 3% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates are subject to change without notice.
Loans are made by LendingClub Bank, N.A., Member FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment before they can be funded or issued. Certain information that we subsequently obtain as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan from us. Loan closing is contingent on accepting all required agreements and disclosures at Lendingclub.com. “LendingClub” is a trademark of LendingClub Bank.
I am very happy with my loan they answer my application really fast and approve my loan in lest then a week.
Thank you Lending Club
Claudia from El Paso, TX
Reviewed in September 2015
LendingTree Customer:
Yes
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(5 of 5)
stars
Recommended
No Other Lender is Better
I received an excellent interest rate at 7.9% when I borrowed $15,000. It took a total of 8 days from the day I applied to the funds being deposited in my bank account. I AM VERY PLEASED with the pro******.so "Bye-bye to those higher interest rate credits cards ranging from 16-22%. Keep up the excellent work LENDING CLUB, just continue reducing the total of days from 8 to 4 or less!
Raheem from Jersey City, NJ
Reviewed in September 2015
LendingTree Customer:
Yes
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(1 of 5)
stars
Worst experence Ever
The worst experience EVER!!! Some how they mysteriously lost my LAST payment of $200 on a $9500 loan and then added the accrued total interest charge of $2000.00 because it wasn't paid off by final date. They told me sorry nothing they could do and wouldn't remove accrued interest.
Athan from Walnut Creek, CA
Reviewed in September 2015
LendingTree Customer:
Yes
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(4 of 5)
stars
Recommended
mompoxj
I was satisfy with the outcome of the loan, it took about 12 business day to get everything clear, I hope that the next time that I apply for a loan my rate will lower, what I like is that you can pay more on your loan without a penalty.
Yudis from Middle Village, NY
Reviewed in August 2015
LendingTree Customer:
Yes
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(3 of 5)
stars
Recommended
hopeless
well if you need a little help to consolidate you bills my advice would be to go to a debt management place... ive got a lot of bills , never late on them but cant find anyone to help combine into one payment . go figure so it really dosent matter what you do ,
jessie from Attica, IN
Reviewed in August 2015
LendingTree Customer:
Yes
Do you want to flag this review?
(5 of 5)
stars
Recommended
Easy Process
Easy process to apply for a personal loan. I had several offers to choose from. Lending Club had the best interest rate. I was disappointed that I was kept waiting for an approval of funds several days. I emailed Customer Service and was informed that I would be informed soon. Total process was almost 2 weeks.
Linda from Myrtle Beach, SC
Reviewed in August 2015
LendingTree Customer:
Yes
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(5 of 5)
stars
Recommended
GREAT EXPERIENCE
Fast, efficient and most important - HONEST. They never waivered from the initial and very reasonable interest rate. I'm still in shock over how smoothly this went!
Patricia from Fredericksburg, VA
Reviewed in August 2015
LendingTree Customer:
Yes
Do you want to flag this review?
(5 of 5)
stars
Recommended
Happy Happy Tammy in Texas :)
I googled everything I could about loan consolidation before deciding on applying with Lending Club - I have an excellent pay history on my credit cards, but, due to paying my daughters college tuition, I had gotten myself into $25k in credit card debt! I was so stressed until I finally sat down and figured up what I was paying per month to pay just over the minimum - and I could not believe how much money I am going to save by applying for a $25k loan. The online application was a breeze - it did take 2 weeks - however, I received one phone call verifying my employment and that was it! If I have anything "negative" to say it would be the fees - I needed the whole $25k to completely wipe out my debt, however, after the origination fees and the fee to the lenders - I ended up with $20,401.00. Still, I would do it again, I would just borrow $30k. I paid all my major credit cards off yesterday and last night I slept like a baby!!!!!!! In 3 years I will have my loan paid off and could not be happier! I recommend Lending Club 110%. I have good credit and a good credit score - but banks/credit unions do not want to lend to folks when they have $25k in CC debt - Lending Club by far was the absolute best choice and totally recommend them to anyone that has a debt such as mine!!!! Thank you LC
Tammy from Arlington, TX
Reviewed in August 2015
LendingTree Customer:
Yes
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(5 of 5)
stars
Recommended
Seamless Transaction
Transaction was completed quickly with reasonable rates. Applied Monday had loan amount deposited on Wednesday. Will definitely use again if needed.
Loneme1 from Toledo, Oh
Reviewed in August 2015
LendingTree Customer:
Yes
Do you want to flag this review?
(4 of 5)
stars
Recommended
Positive experience
I had a pretty good experience. Everything was done online. I had about a 10 day wait from completing my final task to receiving the funds, but it was all very painless. I would definitely recommend. I liked the website process of checking off steps and the email notifications were great.
happycamper from Charlotte, NC
Reviewed in August 2015
LendingTree Customer:
Yes
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LendingClub
Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.
LendingTree Certification:
The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
LendingTree Certification:
Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.
Loan Officer Certifications:
Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.
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