4.7 of 5starsRead Reviews
A representative example of loan payment terms is as follows: you receive a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, you will receive $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000 and loan term lengths are 36 months or 60 months. Some amounts and term lengths may be unavailable in certain states. APR ranges from 8.05% to 35.89% and is determined at the time of application. Origination fee ranges from 3% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates are subject to change without notice. Loans are made by LendingClub Bank, N.A., Member FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment before they can be funded or issued. Certain information that we subsequently obtain as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan from us. Loan closing is contingent on accepting all required agreements and disclosures at Lendingclub.com. “LendingClub” is a trademark of LendingClub Bank.
I am very happy with my loan they answer my application really fast and approve my loan in lest then a week.
Thank you Lending Club
No Other Lender is Better
I received an excellent interest rate at 7.9% when I borrowed $15,000. It took a total of 8 days from the day I applied to the funds being deposited in my bank account. I AM VERY PLEASED with the pro******.so "Bye-bye to those higher interest rate credits cards ranging from 16-22%. Keep up the excellent work LENDING CLUB, just continue reducing the total of days from 8 to 4 or less!
Worst experence Ever
The worst experience EVER!!! Some how they mysteriously lost my LAST payment of $200 on a $9500 loan and then added the accrued total interest charge of $2000.00 because it wasn't paid off by final date. They told me sorry nothing they could do and wouldn't remove accrued interest.