4.5 of 5 65 Reviews

LendingPoint

  • Recommended 89%
View Rates Write a Review

Lender Summary

LendingPoint provides access to financing for NearPrime™ customers – people with credit scores generally between 590-740.

We look beyond an applicant’s credit score to other factors. This often allows us to extend credit to customers who may not qualify for a loan from other online and traditional lenders. We offer loans from $2,000 to $25,000, with terms of 24 to 48 months. Our loans have a 0-6% origination fee, which may increase your A.P.R.

Since our founding in 2014, this focus on NearPrime borrowers has led to tens of thousands of LendingPoint customers and hundreds of millions in loans. We operate in most of the United States, with more states added all the time

Rating Breakdown

What consumers are saying

Easy and Fast

Very easy process, Deborah was great. She gave me different options.

WILLIE from Holly Springs, NC

Reviewed in April 2019

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Confidence Regained!

Very Polite, Professional, Knowledgable, and helped guide me through the process with no misunderstandings. I am a 100% Disabled /Retired US Army Range/Marine SpecOps Branch Chief, Master Sniper for the USMC,DOD,NATO. After Combat on four Continents, four severe wounds and countless minor wounds and injuries, I have PTSD and Traumatic Brain Injury.
I am still quite capable of conducting my own business but a little slower on the “uptake” than I used to be. Every person I dealt with was patient and understanding in this regard ( deaf in left ear too), and accomodated my every need with clarity and kindness.
I am a reluctant “borrower” but things happen in life that sometimes require financial assistance. I have walked away from some of the largest and most well known Publishing Houses, Studio’s and even TV Series Screenwriters, offering millions of dollars for my “Story”. For over 17 years I have refused these offers because I did not serve for their entertainment, but for love of God, Country, Family, and my Brothers to my left and right.
I can’t afford to self-publish this monster story, which is the only way I can ensure it is told both with God in the picture, and truthfully. It was refreshing to be treated with such thoroughness and has given me hope that not everyone in the Country is out to rip you off!
I thank all of the individuals I personally dealt with and the Company as a whole!!
Respectfully,
Monster-42

Neil from Finleyville, PA

Reviewed in February 2019

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Excellent Service!!!!

Excellent experience! I would most certainly use again! Fast service, easy payments!!

Katrina from Conyers, GA

Reviewed in January 2019

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

misleading offers

getting tired of offers being sent to me, applying and telling me cant give it to you but try again.....I have a loan now ....have had several loans and paid them off.....and I DONT use ANYTHING for Collateral

Denice from Phoenix, AZ

Reviewed in January 2019

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

LENDING TREE EXCELLENT CHOICE FOR FINANCIAL HELP

When I applied for this loan, I was at wit's end and couldn't figure out how to move and continue to keep my bill paid by date due. Lending Tree was more than helpful in helping me succeed on both ends. I was able to move and did not get behind in my bill payments. I will never forget this experience and would recommend it to any of my friends facing the same dilemma.

Claudia from Oak Park, MI

Reviewed in October 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Cause their better

Any one else is pushy amd calls a whple bunce so to eliminate all that just choose lendingtree

Jeremy from Louisville, KY

Reviewed in October 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Home Equity Loan or Line of Credit
  • Review Type:

    Lender Review

Grateful

I was actually blown away of how fast I got help and the funds I needed. I was in a desperate state and they had urgency they called right away if a document wasn't what they needed. Amazing! The service I got was with lending point.

Linda from Lordsburg, NM

Reviewed in October 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

BAM!! Money that fast!!

Needed money, Had it the next day! What more can you say? Excellent experience, The staff i spoke with were extremely professional!

Peter from Monroe, NC

Reviewed in October 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Great job!

Everyone was great.

Brentley from Olathe, KS

Reviewed in September 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Fresh Start

A great way to rebuild your credit and a fresh start.

Charlton from Magnolia, MS

Reviewed in September 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review