LendingPoint

Lender Summary

LendingPoint is on a mission to provide better financial solutions to more people. We offer loans up to $36,500 with as soon as the next business day deposit without prepayment penalty. Decisions take seconds and we provide multiple payment options to fit your budget. We look for reasons to say “yes” because we want to see you win. We’re changing the way our customers pay-off their debt, pay for home improvement projects, finance medical treatments, and pay for unexpected expenses. We’ve loaned more than $3 billion throughout the U.S. In 2018, LendingPoint was named one of the nation’s best consumer loan companies by U.S. News & World Report.

What they're saying

Ratings & Reviews
1042 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Good
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Showing 1 star reviews | Show all reviews

Worst customer service ever.

My husband had an accident, and we explain the situation to the Lending point agent who apparently was willing to help, but instead, they just make him pay a charge off the account as if was a regular account and started reporting negative on his credit every month although he was paying every moment and also paid the past due. Take this advice if your account is a charge off don't make an arrangement with the company, instead, let them sell it to the outside sources because they will never take your account out the charge off status even though you make payments, they will post negative every month on your credit report. Settle your payments with the outside company, never go back with lending point your will regret it as I do!

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

go some where else, listen to Dave Ramsey, pray

run from here, go to a local credit union, this online stuff will do you wrong, see a real person an talk to them about what you are trying to do and don't make the same mistakes that i made . worked hard to get out and consolidate, received an email saying I could be refied for less, applied and lost 9 points after working my butt off to get out slowly. RUN, DON'T do it

  • LendingTree Customer:

    Yes
  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

This was a BAD experience.

The employees at Lending Point are NOT very professional and give out wrong information causing you to pay interest on a loan that was suppose to be interest free. I will never do business with this company again.

  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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