LightStream is proud to announce that we are ranked #1 in customer satisfaction for personal loans in the J.D Power 2020 U.S. Consumer Lending Satisfaction Study. LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000- $100,000, and we take pride in providing a refreshingly simple online process with zero fees. LightStream can help you quickly take control of your finances and fund practically anything - from debt consolidation to a home renovation.
Very Dissappointing
I received an email from Lending Tree telling me how many thousands of dollars I could save if I refinanced a personal loan. I was pre-qualified through several companies but Light Stream/SunTrust has the best rate. I had a 736 score through Transunion and a 750 score through Equifax and was denied the loan. Now I have to deal with this unnecessary hard inquiry and decrease in my credit scores. It should be illegal for companies to falsely pre-qualify people for loans that they have no intention of honoring.
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It's a trap
They pre quality you with decent numbers only to decline you after pulling credit. Score over 700 and still denied. Waste of time and a hit on my report for nothing.
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Don’t bother!
I was pre-approved for a small personal loan with a 754 credit score. Ran my credit and declined the loan. Don’t bother with this company, they’ll only ding your credit score.
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