4.0 of 5starsRead Reviews
LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000- $100,000, and we take pride in providing a refreshingly simple online process with zero fees. LightStream can help you quickly take control of your finances and fund practically anything - from debt consolidation to a home renovation.
Read the fine print!
I submitted information for the pre-approval process and received a pre-qualified offer with a rate of 6.99% on the LendingTree website. When I clicked the “Continue” button and it redirected me to the LightStream website, the lowest available rate before I typed anything was 8.99%. It looked a bit shady, so I aborted the process. I’m sure I’ll still receive hundreds of emails and regular mail with offers for the next several months though....
It was ok
The process was pretty easy but I would have liked to have spoke with an actual person. I got my loan and am happy with it mostly.
Closed with Lender:
More harm than good
The offers presented by Lending Tree are very different than the offers eventually made by LightStream as a lender. I feel that my personal information has been collected and shared as a product, rather than an actual service being provided to me by this lender. Ultimately more harm to my credit was done than good due to the application process with LightStream.