LightStream

Lender Summary 

LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000- $100,000, and we take pride in providing a refreshingly simple online process with zero fees. LightStream can help you quickly take control of your finances and fund practically anything - from debt consolidation to a home renovation.

What they're saying

Ratings & Reviews
151 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

(5 of 5)
Recommended

They are the best

Quick easy and the best interest rate ever and you get your money in your account within 24 hours👍

  • LendingTree Customer:

    Yes

  • Loan Type:

    Personal Loan

  • Review Type:

    Lender Review
(1 of 5)

Dont pick this Bank

I asked for a personal loan. I got excellent credit but i got declined.. I made a mistake choosing LightStream

Thank you for taking the time to share your experience. If you have not already reviewed your decline notice, we ask that you take a moment to do so as it will list the specific reasons for your decline. If you have already reviewed this notice and still have questions regarding the decline, please contact us directly.

  • LendingTree Customer:

    Yes

  • Loan Type:

    Personal Loan

  • Review Type:

    Lender Review
(5 of 5)
Recommended

Excellent Service

I was hesitant to choose this company because not all of the reviews were excellent. However I discovered that if you have a descent credit score and all your ducks in a row, this was the easiest process to go through. We got the amount we wanted with a lower interest rate than we expected. From the start of the application to when we received our funds was only 3 days. We will definitely used the company again if needed.

  • LendingTree Customer:

    Yes

  • Loan Type:

    Personal Loan

  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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