LightStream

Lender Summary

LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000- $100,000, and we take pride in providing a refreshingly simple online process with zero fees. LightStream can help you quickly take control of your finances and fund practically anything - from debt consolidation to a home renovation.

What they're saying

Ratings & Reviews
151 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Great lender

Application process was straight forward and uncomplicated. Although the rate was lower than any of my credit card rates; I was hoping for a bit lower. Overall, it's still a great deal on a debt consolidation loan. I feel like I can breathe again. Loved that I was able to select both the day to get funding and the payment due date. I have already recommended this lender to a co-worker who is also looking to consolidate debt.

Welcome to LightStream, Rafael. Thanks for your kind words…glad we can help! P.S. Truly appreciate the referral.
  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Fantastic!

A fantastic experience! Whole process was easy and quick and they gave very competitive rates!

Thank you for choosing LightStream for your financial needs and for taking the time to share such a glowing review!
  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Quick & reliable

Very quick response and approval. Was contacted following day after email confirmation of request for loan. Submitted pay stub via phone. Loan was direct deposited into my bank account first thing in the morning. Quick, reliable and average APR percentage for my credit score. Definitely would recommend to friends and family! Thanks!

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
×

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

LightStream

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