LightStream

Lender Summary

LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000- $100,000, and we take pride in providing a refreshingly simple online process with zero fees. LightStream can help you quickly take control of your finances and fund practically anything - from debt consolidation to a home renovation.

What they're saying

Ratings & Reviews
147 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Total waste of my time

I purchased a truck over the holiday weekend with cash because it was worth more than double what I paid. I put a application in on Lending Tree to take out a loan for the truck to replenish my cash that I was saving to buy a piece of equipment. They told me they did not do that type of loan. Makes no sense TOTAL WASTE OF TIME!

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Excellent Experience

i was very impressed. I answered a few questions, uploaded 2 documents and had the money in the bank at the lowest rate the next afternoon.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Disrespectful, uneducated, inexperienced agent

The agent we worked with sounded very young and inexperienced. He was totally uneducated in reading tax forms! Did not know what K1 schedules were! Kept repeating one line, #25, I think. Maybe he should have read all 45 pages of the tax return!!!! You would think a financial institution would train their employees in finance!

We have checked with the two customer service people you worked with to make sure we’ve done all we can while we await additional requested documentation. Please reconnect with us if you wish to be updated. Thank you.
  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

LightStream

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