LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000- $100,000, and we take pride in providing a refreshingly simple online process with zero fees. LightStream can help you quickly take control of your finances and fund practically anything - from debt consolidation to a home renovation.
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Be prepared for anything. Decision is made based upon the credit factor you are trying to improve. Not a good experience at all. Very sorry I applied.
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Incredible Rates and Experience
Lightstream's rates are amazing. If you qualify for a loan with them this is a no brainer. They did need one extra piece of info which slowed the transaction a couple days since I missed the call but I wouldn't hesitate to borrow from them again and have sent their info to several friends who were amazed at the low APR I received. It was my first Personal Loan and it was a great experience!
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Very Easy to work with!
I expected to be denied after reading several of the other reviews. My FICO score is around 730 and I was looking for a debt consolidation loan so I can get rid of medical and credit card debt. I applied Friday night and was sent an instant email that I would hear something the next day during their business hours. The following morning the sent an email and asked me to send a copy of my pay stub then they called a few hours later to ask a quick verification question. About 15 minutes later they sent me my approval. I felt the interest rate they offered me was very fair and definitely better than my credit card. I requested the funds be deposited this Monday and picked my payment date that will start next month. A Best Egg also approved me but at a higher interest rate and additional fees that took off the loan balance.
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The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
