LightStream

Lender Summary

LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000- $100,000, and we take pride in providing a refreshingly simple online process with zero fees. LightStream can help you quickly take control of your finances and fund practically anything - from debt consolidation to a home renovation.

What they're saying

Ratings & Reviews
147 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Excellent fast service! Highly recommend

I applied for a loan on Friday. Saturday I received a call from LightStream. The rep wanted to clarify something I had on my application. It took a total of 2 minutes on the phone. 30 minutes later I received an email that my loan was approved. The amount and rate was unchanged as it was first presented to me. And no fees. I must say the in-between emails were a bit confusing because the interest rate went from an absolute rate to a range but in the end it was the same rate that was initially quoted. Once approved we had about a month to draw the funds. I waited until day 25th. The approval email had a link to provide my bank account info. It took 2 minutes to complete. I selected the ACH option [not the wire] and the funds were in my account on the second day. Excellent service, great experience!

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Great experience

Easy process
Far more competitive than the second lowest offer by over 4% and for the amount i asked
Quick follow you and finalization
Funding fast
Will definitely recommend

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Quick, Convenient, Competitive

Financing my new boat with LightStream was great. Everything was handled online and the funds were moved into my bank account when I requested.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
×

Thank you for sharing your experience

Here are a few tips for writing a top-notch review for a company in our marketplace:

Do
Don't

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

LightStream

Let's answer a few short questions and see what offers LightStream and other lenders may have for you.