OppLoans

Lender Summary

OppLoans is an online lending company that offers innovative products to customers without perfect credit. Our goal is to provide a better personal loan to borrowers who have been turned down by credit card companies and banks. Our dedication to serving our customers is reflected us in 4.8+ rating on Google and with the Better Business Bureau. OppLoans makes it quick and easy to obtain larger personal loans at significantly better rates than other lenders with an aim towards helping customers use credit responsibly. Special benefits include full reporting of good payment history to all 3 major credit bureaus.

What they're saying

Ratings & Reviews
2136 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Showing 1 star reviews | Show all reviews

Great experience

Never missed a payment and always had the option to refinance it anytime I need to. If you need a fast loan this is the place.

  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Terrible experience / Misleading

The company took me to their website pre approved me for their loan, only to run my credit and deny me a loan which I could clearly afford.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Do you need money now!?

I have paid off one loan and have another loan with them so far with opploans. My my credit score did not increase paying on time, having auto payment and paying on the loan. I appreciate them allowing me to take out a loan with them. But it does not increase my credit score, which it should since I pay $400 in interest! My goal is to make sure that my credit increase but I will say after two years with the company I do not see it happening.

  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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OppLoans

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

OppLoans

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