4.9 of 5starsRead Reviews
OppLoans is an online lending company that offers innovative products to customers without perfect credit. Our goal is to provide a better personal loan to borrowers who have been turned down by credit card companies and banks. Our dedication to serving our customers is reflected us in 4.8+ rating on Google and with the Better Business Bureau. OppLoans makes it quick and easy to obtain larger personal loans at significantly better rates than other lenders with an aim towards helping customers use credit responsibly. Special benefits include full reporting of good payment history to all 3 major credit bureaus.
Good rates, bad lengthy process
I applied for a loan on 12/16/19 for a auto repair job... I get asked for increasing documentation each day until Wednesday 12/18/19. I was under the impression it took 24hrs, but on the phone was told it could take up to 72hrs... Ok, I thought, 5 day's to get a loan... Friday 12/20/19 I get a email to contact them, I get asked to sign the contract and ill receive a call about something called a bank call verification, after already having other amounts of creepy personal information... I get no call Friday so I call Saturday, and they say they only do bank calls on the week day... I call today 12/23/19 to let them know when the bank closes and I've been waiting a week to get this done. 6pm now, the bank is closed, it will now be 12/24/19 Christmas Eve and I'm still waiting to be approved by something called a bank call.... The rates are good, but if your life depended on this loan, opploans would probably let you pass away. Only apply if you can wait through their long process
Closed with Lender:
Not the greatest
They changed the quote on me 3 times .*.messed up on my account number sending it to someone else I’m assuming ... still nothing lol
Closed with Lender:
Worst Experience I Can Ever Remember
They denied my application because "couldn't verify income, address, phone number etc." I didn't even get a single phone call or request to verify my income. What a ridiculous waste of time and and terrible experience.