OppLoans

Lender Summary

OppLoans is an online lending company that offers innovative products to customers without perfect credit. Our goal is to provide a better personal loan to borrowers who have been turned down by credit card companies and banks. Our dedication to serving our customers is reflected us in 4.8+ rating on Google and with the Better Business Bureau. OppLoans makes it quick and easy to obtain larger personal loans at significantly better rates than other lenders with an aim towards helping customers use credit responsibly. Special benefits include full reporting of good payment history to all 3 major credit bureaus.

What they're saying

Ratings & Reviews
2136 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Showing 1 star reviews | Show all reviews

Good rates, bad lengthy process

I applied for a loan on 12/16/19 for a auto repair job... I get asked for increasing documentation each day until Wednesday 12/18/19. I was under the impression it took 24hrs, but on the phone was told it could take up to 72hrs... Ok, I thought, 5 day's to get a loan... Friday 12/20/19 I get a email to contact them, I get asked to sign the contract and ill receive a call about something called a bank call verification, after already having other amounts of creepy personal information... I get no call Friday so I call Saturday, and they say they only do bank calls on the week day... I call today 12/23/19 to let them know when the bank closes and I've been waiting a week to get this done. 6pm now, the bank is closed, it will now be 12/24/19 Christmas Eve and I'm still waiting to be approved by something called a bank call.... The rates are good, but if your life depended on this loan, opploans would probably let you pass away. Only apply if you can wait through their long process

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Not the greatest

They changed the quote on me 3 times .*.messed up on my account number sending it to someone else I’m assuming ... still nothing lol

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Worst Experience I Can Ever Remember

They denied my application because "couldn't verify income, address, phone number etc." I didn't even get a single phone call or request to verify my income. What a ridiculous waste of time and and terrible experience.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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OppLoans

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

OppLoans

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