4.6 of 5stars82 Reviews

Payoff

  • Recommended Lender
    Recommended 91%
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Lender Summary

Payoff empowers people financially so they can lead better lives. They focus specifically on helping you refinance your credit card balances by providing lower interest rates so you can pay off your balances faster.

What they're saying

Ratings & Reviews
82 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Good experience and friendly people to deal with

It was very easy to apply and deal with Payoff they let me know once my loan was approved in a timely many and gave me a good rate much lower than any credit card.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Great Experience

The process was easy, customer service was great, and they offered the best rates. What else is there? I would definitely recommend Payoff.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Fast, Prompt Professional Service from Start to Finish

Even in the current reduced manning environment and uncertainies of COVID-19, the entire PAYOFF team was most helpful and responsive to each and every request/inquiry. The process was fairly straight forward and easy to understand -- with no hidden agenda or riders attached. PAYOFF was my lender of choice from the beginning! They simply offered the best rates with the best terms, and provided the best service. A good experience from start to finish. I would recommend them to a friend!

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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