4.6 of 5stars89 Reviews

Payoff

  • Recommended Lender
    Recommended 92%
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Lender Summary

Payoff empowers people financially so they can lead better lives. They focus specifically on helping you refinance your credit card balances by providing lower interest rates so you can pay off your balances faster.

What they're saying

Ratings & Reviews
89 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Amazing!!

I am so happy I found Payoff to help me pay down my credit card balance. I was skeptical at first, but they are the real deal. Every customer service rep I talked to was super friendly and helpful. The application process was quick and super user-friendly. I am so grateful to everyone at Payoff for helping me find a great loan fast! More people need to hear about Payoff to help them with their financial concerns.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Pretty Straight Forward

I needed a loan to consolidate some credit card debt. They sent me an offer and I completed the relatively straight forward paperwork. The customer service was easy to work with and very helpful. So far ,I am extremely pleased with Payoff.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Recommended for credit card debt consolidation

The entire process was simple and detailed on next steps. With direct payment to the credit card lenders, it was really convenient to have the loan deposited into the proper account. It did take about a week for the funds to show up on my credit card.
Approved with a good APR and nice to have one payment to pay off each month.
Downside is they Payoff does not have an app and you have to go to the website directly to log in and not integrated with any financial budgeting apps like Mint, NerdWallet, etc. (minor flaw)

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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