Payoff

Lender Summary

Payoff works with lending partners to help you refinance your credit card balances by providing lower interest rates so you can pay off your balances faster.

What they're saying

Ratings & Reviews
112 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

So easy. I can breath now

I was really nervous about getting a loan to refinance my credit cards. I was over $28,000 in credit card debt. It was suffocating me. The process was so easy and everyone I dealt with was so courteous. Most of it was online. I had one quick phone conversation with a couple of identities questions. I submitted a picture of my drivers license and that was it. I got my money in a couple of days. I am so appreciative. Thank you so much.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Had a good experience.

Great experience. Super helpful chat support. Experienced a minor delay in the funds being applied to the credit card balance. I'd suggest having funds deposited to bank account so you can manage where and when funds are applied.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Great Service

Payoff was awesome to work with. They gave me the best terms, their application was extremely easy and straightforward, and their follow-up was quick and courteous. A very seamless process. My application and confirmed approval was taken care of in one day and my loan was in my account within 2-3 days. I definitely recommend.

  • LendingTree Customer:

    Yes
  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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