Prosper

Lender Summary

Prosper’s mission is to advance your financial well-being. We provide access to affordable fixed-rate, fixed-term personal loans to help you out with things like consolidating debt, financing a home improvement project or even paying off medical expenses. Get your money in as few as 3 days -your monthly payment stays the same. With over $17 billion in personal loans funded through Prosper, it’s easy to see why 9 out of 10 customers would recommend Prosper to friend.*  All loans made by WebBank, Member FDIC.  *Based on responses from randomly selected borrowers in good standing who received a loan to consolidate debt from 01/01/2016 - 11/20/2016. Survey conducted was of a statistically significant sample size with a 95% confidence level and a 3.94% margin of error.

What they're saying

Ratings & Reviews
3620 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

2nd great loan from Prosper

I can always count on Prosper to come through when I need a good loan rate. This is my 2nd personal loan with Prosper, and I will most definitely use them in the future if I need a loan. Prosper is a great loan company.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Great first experience with prosper

So this was my first loan besides an auto loan through my credit union and I was actually really surprised at how smooth and easy it was and I am not hesitating to try for another or refinance the one I have now do to some unexpected medical bills so fingers crossed and hope I will be able to write them and rate them again for doing a awesome. Job help out people like me that don’t have perfect credit and just need a little help thank you so much

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

It was ok.

I had a lot of trouble understanding the human on the other line ( language barrier) <br />Took almost a month to get the funds to which point was almost too late. Then the monthly bill is way way to high, would have been happier with a $300 monthly bill instead of almost $500. That being said I’m still greatful they lended me the money.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Prosper

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