RISEcredit.com

Lender Summary

For the millions of Americans who have limited access to credit products, RISEcredit.com is a smarter borrowing option. RISEcredit.com lenders offer installment loans with flexible payment schedules2 and the ability to pay off early with no prepayment penalties or fees. Customers pay for only the number of days they keep the loan.  In addition, RISEcredit.com provides a 5-day risk-free guarantee3 that allows customers to pay back only the principal with no interest if they decide the loan isn’t right for them.  With features like fast approval, credit bureau reporting, free credit score monitoring, financial wellness tools, and flexible loan terms, RISEcredit.com is more than just a loan – it’s a path toward a brighter financial future. 

 In KS, TN and TX, installment loans are originated by Community Capital Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.  In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

What they're saying

Ratings & Reviews
136 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Good
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Easy, Fast, & Reliable

The entire process was short, quick and I had my loan the next day. It was absolutely amazing that it was this easy to fill out and get approved in such a short time. As well as receiving the loan the next day. I also love that I have not been hounded by calls just for applying but appreciate the email asking how my process went.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Great experience

It was super easy to apply and I received a decision right away. My funds arrived two days sooner than expected! Happy and will be a repeat customer!

  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

It was the best & fastest experience I have had

The process was easy & fast better then i & way faster then I thought it would have been & I really appreciate y’all help

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

RISEcredit.com

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