RISEcredit.com

Lender Summary

For the millions of Americans who have limited access to credit products, RISECredit.com is a smarter borrowing option. RISECredit lenders offer installment loans with flexible payment schedules2 and the ability to pay off early with no prepayment penalties or fees. Customers pay for only the number of days they keep the loan.  In addition, RISECredit provides a 5-day risk-free guarantee3 that allows customers to pay back only the principal with no interest if they decide the loan isn’t right for them.  With features like fast approval, credit bureau reporting, free credit score monitoring, financial wellness tools, and flexible loan terms, RISECredit is more than just a loan – it’s a path toward a brighter financial future.  In KS, TN and TX, installment loans are originated by Community Capital Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.  In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

What they're saying

Ratings & Reviews
132 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Good
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

YOU CAN NOT GO WRONG

YOU HAVE LEFT US IN GOOD SHAPE GOT A LARGE CAR REPAIR BILL COMING IN WITH IN MAYBE TWO TO FOUR WEEKS

Hi Royce. Thanks so much for posting about your experience and for choosing us! We’re here if you ever need assistance. Thanks again. Your RISEcredit.com Team
  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

The experience was very fair

The process was easy and much of the questions were answered during the application process and during the end

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

It was an easy application

It was an easy application, and they approved me for 700. Afterward though, I got a denial, based on a reason I have never heard of: Increased risk due to electronic device. I called customer service, and they were unable to tell me what that meant, they just told me to write at the address given to request the letter explaining where they got the information from they based their their decision upon. Yes, I'd really like to know that as well, but first off, I'd love to know what that even meant. Anybody else know? Thanks.

Thank you for reaching out regarding your recent application, Dana. Please email us at [email protected] so that your account can be located and reviewed to see if more information is available. Your RISE Team
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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