NMLS# 1121636

4.4 of 5stars91 Reviews

SoFi

  • Recommended Lender
    Recommended 84%
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Lender Summary

SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more. Their nontraditional underwriting approach takes into account merit and employment history, among other factors, to provide financial products that can't be found elsewhere.

What they're saying

Ratings & Reviews
91 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

  • 5 Star
    (76)
  • 4 Star
    (1)
  • 3 Star
    (0)
  • 2 Star
    (0)
  • 1 Star
    (14)

Great experience and over all great ppl

Entire process was easy. Really great experience and would suggest them to anyone and wouldn't hesitate to do it again

  • LendingTree Customer:

    Yes
  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

All around great experience

Needed a quick loan. From the time I started until the money appeared in my account was only 2 days! And the rate was lower than my banking institution! Thanks SoFi! I know where to go should I need another loan!

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

SoFi is BS

I have a 740 score and had paid off a SoFi loan (35k) 2.5 years ago 18 months early!!! Just applied again for a home improvement they sent me into the SoFi nether world for like 7 days and came back that I was late on a payment so no matter how high my score is ( which is a oxymoron how do I have a high credit score) and how much I make 300k I could NEVER get a loan from them. They are not truthful at all and suck you in with a false truth about quick funding. They have internal rules that supersede your credit rating. Just go to a real bank quicker and more honest.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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