SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more. Their nontraditional underwriting approach takes into account merit and employment history, among other factors, to provide financial products that can't be found elsewhere.
The application was quick and easy. By FAR the best rate in the market for Personal Loans. Quick, great customer service. Awesome!
Great customer support
SoFi was very responsive and easy to work with. I'm self-employed, so income verification can be a challenge. The SoFi team worked with me to identify all the necessary documentation and everything went through smoothly.
Fast and painless process, great customer service!
5 STARS all the way across the board...... SoFi is the absolute BEST!!! You will be very pleased with SoFi, from start to finish. Their customer service is excellent. I started out researching some rates to consolidate some high credit card debt, between five high interest major credit cards.
I applied online very late on a Saturday night, and I authorized SoFi to run my credit with a hard inquiry to proceed with my application, within just a day or two.
SoFi approved me for my $45k loan request and had my loan funded within 2 weeks of finalizing my online application. That is remarkable. If I had applied with my major bank (which I have excellent long time banking and credit history with), I would probably still be waiting through the red tape, with a much higher interest rate.
From applying online, submitting my pay stub, employment verification and birth certificate, I was approved and funded in less than 2 weeks, with an interest rate of nearly 1/2 of what I have been paying on my credit cards. I am saving about $900 per month, with my SoFi personal loan. (And my monthly loan payment is less than that).... Well worth it, and ultimately I will be the one to benefit, with another positive trade account, while maintaining zero balances on my credit cards at 18+% interest rates!
Thumbs up for SoFi, this is a great new year!!