NMLS# 1121636

SoFi

Lender Summary

SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more. Their nontraditional underwriting approach takes into account merit and employment history, among other factors, to provide financial products that can't be found elsewhere.

What they're saying

Ratings & Reviews
94 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

BEST AND EASIEST COMPANY TO GET A LOAN WITH

This by far was the easiest loan processing experience I have ever had. I am so grateful to SoFi and all staff for assisting me in paying off my credit card debt and providing me with a personal loan I can afford. The staff was friendly, caring and able to answer my questions seamlessly. If you ever find yourself in credit card nighmares, do yourself a favor and apply for a personal loan with SoFi. My FICO score went from a 657 to 785 overnight. With the credit card debt, I could not even imagine how or when I would ever pay it off. NOW I have a realistic deadline in sight to pay all of this debt off. Thank you, thank you, thank you SoFi!! I will ONLY use SOFI if I ever need another loan.

Tiffeni

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Smooth sailing

The online application was very straightforward and easy to complete. I had no trouble uploading requested documents. My loan funded 4 days after my application which was very quick. Most of the work was done on the computer with only 1 phone call to verify everything. I would definitely recommend this company if you need a personal loan.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Great rates!

I applied for and received a personal loan with a rate lower than even my credit union was offering. Funding and paperwork was all done electronically and was quick. I'd highly recommend..

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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