SoFi

No origination fee, long pay-off.

I applied for my second personal loan through sofi. This time I was approved for a much higher amount based on 2yr bonus. Customer service (Aubrey) was diligent and followed through when she said she would. This is the first place I would recommend people apply through because there is no origination fee and the rates are much lower than your would find in most places. My only gripe is that funding took about 2 weeks after approval, but given that there is no origination fee like Prosper/Lending Club/Upstart charge, it is well worth applying here first. Those other lenders can charge up to 5% which not only increases the APR, but also reduces the amount you actually receive from those place. Also, the pay-off period is up to 7 years through Sofi, which I don't believe other places offer that flexibility.

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best loan ever

Easy and fast with everything done electronically and required documentation uploaded in pdf or jpeg files. I completed the entire process from my kitchen table with my smart phone and lap top. Better than any bank.

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Not just for Student Loans

I found the So Fi process to be quick and easy. I was under the impression that their focus was on Student Loans but was happy to find that they did have a product that my needs.

From start to finish the process was fantastic, be sure to provide the information they request (all basic info). I thought it was nice that they also provided a place for you to provide additional information you wanted them to be aware of.

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first time lender

I needed a personal loan to consolidate debt. The process was so easy and I was funded very quickly. Their website is very easy to use and you can quickly get information you need or check on your loan balance, etc. I look forward to investigating other products they offer like Mortgage Refi.

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Wonderful Experience

SoFi is great. I applied for a small personal loan to upgrade an old AC and appliances with new energy efficient ones. I wanted to finance at a low rate and was pleased with their terms. The process from application to funding was quick and easy, the loan officers call and talk to you personally and also check up with you after the loan is funded. Great business model!! So far the whole process has been wonderful. I see they offer many types of loans, would love if they offered home equity loans/lines of credit, I plan on getting a home equity line in the future for some more improvements, and would definitely go through SoFi if that type of loan was available.

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SoFi is just good, end of story

I'm really happy with my experience with SoFi so far (heh). It's amazing when a company makes it simple to get a good, fair rate on a loan, funds it quickly, and checks on your experience to ensure everything has gone well. I'm considering moving student loans over as well in order to get things squared away there. Great place to deal with.

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MY LOAN THRU SOFI WAS SO EASY!

I was looking to consolidate credit cards into one lower monthly payment. We followed the on-line application, provided the asked for information, and within a few days we had our loan. (I did have a few questions and contacted customer service via telephone and they were very nice and helpful.) This was so very EASY! I would recommend SOFI without any reservations whatsoever! Thanks SOFI!

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