NMLS# 1121636

SoFi

Lender Summary

SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more. Their nontraditional underwriting approach takes into account merit and employment history, among other factors, to provide financial products that can't be found elsewhere.

What they're saying

Ratings & Reviews
94 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

You are not just a credit score to SoFi

I'd applied for other personal loans to try and consolidate my credit. Because of going through grad school and getting a house and some other things my credit card debt had really piled up and it was a huge drag on me and my wife. But other lenders seemed to only look at my credit score. I had debt, but had never missed a payment, but credit score was not all that great cause of how much credit card debt I had. As a result, I either got rejected, or got loan offers with interest rates even higher than my credit cards.

Enter SoFi. I was skeptical at first, but I really liked the reviews I saw and it seemed they did things differently. Looked at the whole story for a person rather than just a simple score. So I applied. A week later, I was funded and was saving almost $800 a month from consolidating my credit. Unreal.

I tell you, it's depressing when you want to honor your obligations, but are a bit under water and no one wants to give you a chance. I certainly didn't want to do debt consolidation. Not only because of how it would affect my credit, but also because I feel you should honor your obligations. SoFi helped me out and it has relieved a lot of stress. We are paying off our debt quicker and are finally able to save some money each month.

I can't recommend them enough.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Great company, easy process, fast closing.

Great process, easy to proceed through. Great rates, easy process, fast approvals.

Highly recommended.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Personal Loan

Rates is Fair and Just.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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