4.8 of 5stars818 Reviews

Upgrade, Inc.

  • Recommended Lender
    Recommended 99%
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Lender Summary

Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change. With Upgrade you get fast funding – we’ll send the money to your bank account within a day of getting approved. You can use your Upgrade loan to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost anything! With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.

What they're saying

Ratings & Reviews
818 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Smooth transaction.

The process was easy.
After speaking with the agent and follow instructions it was done.
Received the confirmation.

Jose from HOUSTON, TX

Reviewed in October 2019

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  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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Very good customer service

Very good customer service, fast, easy process. Thank u upgrade!! Will be doing more business with you.. very nice people, they make sure that everything is done correctly and will walk you through the process

ronald from PORT CHARLOTTE, FL

Reviewed in October 2019

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0 People found this helpful
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  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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Great Experience

Easy quick very little paperwork less then the 4 days they claim for monies after approval to be put into your bank account. They paid Credit cards I needed to pay off direct and they electronically placed the rest in my bank account with no hassle

Cheryl from ENGLISHTOWN, NJ

Reviewed in October 2019

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0 People found this helpful
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  • Closed with Lender:

    Yes
  • Loan Type:

    Debt Settlement/Credit Repair
  • Review Type:

    Lender Review
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positiveexperience

the process was timely and the people were great The proceeds were deposited in my account in 24 hours

Louis from EAST STROUDSBURG, PA

Reviewed in October 2019

WAS THIS REVIEW HELPFUL?
0 People found this helpful
0 People found this not helpful
  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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A good experience

I have gotten 2 loans from upgrade over time and both times the process was super easy and the money hit my account within a day.

Amanda from ATHENS, PA

Reviewed in October 2019

WAS THIS REVIEW HELPFUL?
0 People found this helpful
0 People found this not helpful
  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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Good experience.

Processed application and funded loan quicker than I expected. Very simple process.
Very satisfied!!

Wendy from RIVERDALE, GA

Reviewed in October 2019

WAS THIS REVIEW HELPFUL?
0 People found this helpful
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  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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Great Experience

Came out of BK from a house falling into a sink hole. Needed to get a car but just bought a new house. They did a personal loan on a Saturday night and I had the funds in my bank on Tuesday. Great experience.

Charles from LEXINGTON, SC

Reviewed in October 2019

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0 People found this helpful
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  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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Second Chance

Sometimes we all find ourselves in a financial challenge. But thanks to Upgrade, I'll be able to find financial freedom. Give them a chance, you won't regret it! The entire process was painless and very quick.

Cynthia from AGOURA HILLS, CA

Reviewed in October 2019

WAS THIS REVIEW HELPFUL?
0 People found this helpful
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  • Closed with Lender:

    Yes
  • Loan Type:

    Debt Settlement/Credit Repair
  • Review Type:

    Lender Review
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Fast,efficient, and complete.

I will definitely recommend Upgrade to anyone that needs a loan.They were thorough but you didn't feel invaded.

Bryan from VIRGINIA BEACH, VA

Reviewed in October 2019

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0 People found this helpful
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  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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Great experience

It was super quick and easy. It all took about 20 minutes. Got approved and had the money within three days.

Carrie from MANSFIELD, TX

Reviewed in October 2019

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0 People found this helpful
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  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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