4.8 of 5stars980 Reviews

Upgrade, Inc.

  • Recommended Lender
    Recommended 98%
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Lender Summary

Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change. With Upgrade you get fast funding – we’ll send the money to your bank account within a day of getting approved. You can use your Upgrade loan to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost anything! With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.

What they're saying

Ratings & Reviews
980 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

It was a great experience

Process was fast and easy and they treaty you great on along the process. And am on my to be bill free.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Unhappy experience

The process was easy. However, I did not fully read the disclosure statement and so did not
realize that a significant fee would be taken off the top of my loan.
I was blindsided and upset by this. It was not mentioned at any other time during the process
for the loan. In the future, I believe it needs to be mentioned outside of the disclosure statement.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

SHOCKED!!

I researched this company for over 2 weeks, met all the requirements and was still denied this morning. They require a minimum credit score of 600 and mine is around 695 and was still denied. DON'T waste your time. I had a bankruptcy a year ago but it is discharged. No credit cards, no car payments and my score is decent but still denied. I am still in disbelief even as I write this and I was only asking for 5K !!!

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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