Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $35,000 with low fixed rates that will never change. With Upgrade you get fast funding – we’ll send the money to your bank account within a day of getting approved. You can use your Upgrade loan to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost anything! With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.
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Easy to work with and fast responses. The easiest loan I have taken. I would definitely work with them again
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First Time Loan, Flawless Process
I wanted a loan to fulfill my CC debt consolidation. I did quite a lot of research on rates and services of companies that allowed loans for such cases, which included Upgrade, suggested by LendingTree. Although my credit score was good, I didn't get a "great" rate, however, it was way better than the CC interest rate that I was getting hit with. So I tried out Upgrade, as that seemed like the best choice, with the best reviews and respond rate. I am glad the process to apply was flawless and easy. They required some documents from my bank, however, it wasn't a fuss at all and I received the funds within 4 days of getting approved. This was my first (and hopefully last) time I've applied for a loan... I am grateful for the opportunity to get bac to a clean state with my finances.
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Bye Bye SoFi
Quick, easy and really competitive rates. Thought SoFi was really good, but they competed the entire process in a fraction of the time at a much lower rate. Savings several thousands over the life of the loan. Only wish they were a tad more clear in initial fees.
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The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
