Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change.With Upgrade you get fast funding – we’ll send the money to your bank account within a day of getting approved, pending verifications. You can use your Upgrade loan to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost anything! With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.
This was a very fast and easy application. When i did have to reach out to customer service due to a problem i was having the lady i spoke with was so helpful and friendly it was reay nice. The response time was very fast.
Carol from Metairie, LA
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(5 of 5)
stars
Recommended
Honest and Quick
Quick, honest, professional and painless.
Patricia from Fredericksburg, VA
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
I highly recommend Upgrade!
It was so straightforward and simple to use Upgrade for my credit card consolidation. The interest rate is well below what the cards charge, and I will be debt free in 3 yea****.much sooner than with the credit cards. Customer service is wonderful. On both occasions that I called, I was greeted with a real person! Both ladies talked to me in a friendly, courteous manner. They welcomed me to Upgrade and completed my application in no time. I had funds within 3 business days of beginning my loan. I will recommend Upgrade to my family and friends. I would use them again if the need arises.
Dana from Mineral Springs, NC
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
review
it was great the only thing I would improve is the time it took to close the loan
but all in all it was great the people were great, friendly, and very knowable and helpful
Eddie from Panama City, FL
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
GREAT
They are great. Very responsive. Very quick and everyone should use them
Beverly from Golden Valley, AZ
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
Amazing company
Incredible!!!! I got a loan from one of Upgrade’s competitors a few months back which was PRETTY good, but I was able to get an even better rate from Upgrade (6.74%!!) which will help me pay down my debt even faster! My loan was approved super fast, and I reciteved the funds within two business days. Absolutely love this company and would recommend to anyone and everyone!
Benjamin from Providence, RI
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
Would use again
They were extremely fast and efficient. I was able to get the money I needed within 2 days.
Nicteha from League City, TX
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
Great offer, extra credit help online
I wanted to pay off a couple of high interest credit card balances, and try to get my debt under control. Lending Tree directed me to several offers, and Upgrade was one of the best. They offered me more loan, at a reasonable interest rate, for 3 years. Now, I'm actually paying less per month than the two previous credit cards, and will have both paid off in 3 years. It would have taken me much longer otherwise, and a lot more interest. Their response was fast, set up was very easy, and within a few days I had the money to rid myself of these higher cc balances. I also appreciate their site approach; you can see your current credit rating; look at other ways to help credit and stay in the black!! Thank you, Upgrade.
Sandra from Farmington, NM
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
Ecxellent
Quick friendly efficient service. The money was in my account in one week. Thanks
Willie from San Antonio, TX
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
Life Saver!
Upgrade was my life saver, I needed a loan for surgery and no other company was ready to grant me the loan I requested despite my credit score of 679....Upgrade processed and gave me the loan in 3days.
The downside is that I have a higher APR but compared to saving my lif***.It's definitely worth it.
anthony from Phoenix, AZ
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.
LendingTree Certification:
The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
LendingTree Certification:
Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.
Loan Officer Certifications:
Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.
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