Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change.With Upgrade you get fast funding – we’ll send the money to your bank account within a day of getting approved, pending verifications. You can use your Upgrade loan to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost anything! With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.
Not a great experience
The application process was easy, but Upgrades communication left a lot to be desired. Everytime the company required more information, I would only find out about it when I called them to find out what the hold up was. It took over thirty days to receive an decision on my loan. Only because they did not communicate with me when additional info was required.
Closed with Lender:
Loan Type:
Review Type:
Poor customer service
Called numerous times and waited more than and hour each time. Once the called was answered yet no one was on the other end. Send multiple emails with no response. Took over a month to get the loan processed.
Closed with Lender:
Loan Type:
Review Type:
Surprise approval
I did not know my loan had been approved. I tried to stop the money being deposited, but was unsuccessful. Not happy with the 5% upfront fee.
Loan Type:
Review Type: