Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change.With Upgrade you get fast funding – we’ll send the money to your bank account within a day of getting approved, pending verifications. You can use your Upgrade loan to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost anything! With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.
My only real complaint is that you don't get the full loan amount they take a fee out. Other than that it was a fast and effective loan
Johnie from Taylor, MI
Reviewed in June 2022
Closed with Lender:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Do recommend
Entire process was quick and easy. Do recommend to others. Interest rates not the best, but good enough to proceed.
Em from Indianapolis, IN
Reviewed in June 2022
Closed with Lender:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Lifesaver in less than a week
The process was not like pulling teeth. Needed physical address paperwork which was hard to provide as everyone has PO Boxes in DH AK. The loan officer told me where to look (my cable bill). Was able to get it to the lender in 2 days. Approved 3 days later. Money made my checking account 48 hours later.
James from Dutch Harbor, AK
Reviewed in May 2022
Closed with Lender:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Good experience
Everything went fine, no problems. The only negative was that I needed to join a credit unio before they would deposit the money in my account.
Michael from Martinsville, VA
Reviewed in May 2022
Closed with Lender:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Funding was quick after the approval
The initial approval was fairly easy to get all the documents figured out. In my case the approval process took what seems to me a very long time, approximately 2 months. No joke. during that time they said nothing about how long to expect it tot take until I contacted them and questioned it. However, They said that it would be approved for the same terms as they initially offered, and it did exactly. Plus they don't take your loan fees out of the payout, so you get the entire amount you borrow. Overall, I would use them again, but just not for a need money right now situation. In all fairness, my credit at the time of applying for this loan was not stellar, but they got me approved for a higher amount than anyone else would and at a lower rate.
Mike from Fort Lupton, CO
Reviewed in April 2022
Closed with Lender:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Consolidation debt
It was a great experience dealing with you all y'all was easy going didn't have any problem filling out paperwork green paperwork or anything everything will straighten up front I like working with someone that way you let me know what I could get and you delivered thank you very much I will refer you to someone else if they need any kind of consolidation loan
Ellis from Red Oak, TX
Reviewed in March 2022
Closed with Lender:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Overall a good experience
The process was easy and painless. The online experience was fabulous and so easy to do and complete.
Sarah from White, GA
Reviewed in March 2022
Closed with Lender:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(4 of 5)stars
Recommended
It was a good experience
It was an easy experience and my questions were answered pro*****.After approval the funds were transfered problem free
Peter from Richfield Springs, NY
Reviewed in March 2022
Closed with Lender:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Great Experience
The process was fast and easy. All my questions were answered. Funds were available with in 2 business days.
Melissa from Warminster, PA
Reviewed in November 2021
Closed with Lender:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(4 of 5)stars
Recommended
I had a good experience
It was done quickly and I had my money in a day. The person I dealt with was very professional and very helpful
Cynthia from Salisbury, MD
Reviewed in November 2021
Closed with Lender:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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Upgrade, Inc.
Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.
LendingTree Certification:
The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
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Loan Officer Certifications:
Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.
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