Upgrade, Inc.

Lender Summary 

Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change.With Upgrade you get fast funding – we’ll send the money to your bank account within a day of getting approved, pending verifications. You can use your Upgrade loan to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost anything! With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.

What they're saying

Ratings & Reviews
1845 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Showing 4 star reviews | Show all reviews
(4 of 5)
Recommended

It was a good and quick experience

My only real complaint is that you don't get the full loan amount they take a fee out. Other than that it was a fast and effective loan

  • Closed with Lender:

    Yes

  • Loan Type:

    Personal Loan

  • Review Type:

    Lender Review
(4 of 5)
Recommended

Do recommend

Entire process was quick and easy. Do recommend to others. Interest rates not the best, but good enough to proceed.

  • Closed with Lender:

    Yes

  • Loan Type:

    Personal Loan

  • Review Type:

    Lender Review
(4 of 5)
Recommended

Lifesaver in less than a week

The process was not like pulling teeth.
Needed physical address paperwork which was hard to provide as everyone has PO Boxes in DH AK.
The loan officer told me where to look (my cable bill).
Was able to get it to the lender in 2 days.
Approved 3 days later.
Money made my checking account 48 hours later.

  • Closed with Lender:

    Yes

  • Loan Type:

    Personal Loan

  • Review Type:

    Lender Review
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Upgrade, Inc.

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Upgrade, Inc.

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