NMLS# 936133

4.9 of 5stars1706 Reviews

Upstart Network, Inc

  • Recommended Lender
    Recommended 98%
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Lender Summary

Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt, or make a large purchase, Upstart can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.

What they're saying

Ratings & Reviews
1706 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Good
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Showing 2 star reviews | Show all reviews

Don't shop rates and expect a loan

I applied online for a purchase and was gonna pay off a couple cards. FICO score was 821. Applied to Upstart and 1 other lender. Upstart called me the following business day to say I was approved and to go online, look at the terms and sign the promissory note. I did just that and immediately got a denial because there was another hard inquiry on my report from the other company. I called them and they said I would have to prove that I hadn't taken a loan with the other company or reapply in 30 days. It made my decision easy, other lender had approved me and didn't play this gam****.Thanks for nothing but wasting my time.

  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Personal loan

Slow

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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Upstart Network, Inc

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

Upstart Network, Inc

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Upstart Network, Inc

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