Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt, or make a large purchase, Upstart can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.
The entire process was quick and easy. Would highly recommend this company for your financial needs.
Closed with Lender:
Don't shop rates and expect a loan
I applied online for a purchase and was gonna pay off a couple cards. FICO score was 821. Applied to Upstart and 1 other lender. Upstart called me the following business day to say I was approved and to go online, look at the terms and sign the promissory note. I did just that and immediately got a denial because there was another hard inquiry on my report from the other company. I called them and they said I would have to prove that I hadn't taken a loan with the other company or reapply in 30 days. It made my decision easy, other lender had approved me and didn't play this gam****.Thanks for nothing but wasting my time.