How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

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4.4
LendingTree Rating
Accessibility
Rates & terms
Repayment experience
Jump to: Our Methodology

Our Methodology

To come up with our star rating for personal loan companies, LendingTree considered 22 data points across three categories: accessibility, rates & terms and repayment experience. The data points reflect every step of the process to shop and apply for, borrow and repay personal loans. A five-star lender, for instance, has flexible eligibility requirements, offers you the chance to prequalify without commitment and supports you in zeroing your balance.

The 22 data points, culled from the lenders themselves, determine the overall rating. We score lenders consistently, sometimes awarding partial points, so that you can make apples-to-apples comparisons when shopping around.

LendingTree isn’t paid for conducting these reviews, and lenders don’t have control over their content. With our reviews and ratings, we aim to give our users the objective and exhaustive information they need to make the best possible decisions.

LightStream
7.49%-25.49%
24 to 144 months
$5K-$100K
Our Verdict
LightStream offers personal loans with low rates and no fees for borrowers with good to excellent credit. Among its many consumer-friendly features, LightStream allows borrowers to choose when they receive their money.
Get Your Rate
Terms & Conditions apply
NMLS#1136

(4.45)
APR
7.49%-25.49%
Loan Term
24 to 144 months
Loan Amount
$5K-$100K
(4.45)
APR
7.49%-25.49%
Loan Term
24 to 144 months
Loan Amount
$5K-$100K
(4.45)
APR
7.49%-25.49%
Loan Term
24 to 144 months
Loan Amount
$5K-$100K