Mortgage costs continue to confuse borrowers

Understanding mortgage costs can be one of the most challenging aspects of mortgage shopping. Fortunately, the LendingTree Smart Borrower Section is there to help you make sense of the disclosures that mortgage lenders give you. Did you know that many lender charges cannot change once you lock your loan? Knowing which charges can't change helps you manage and plan for your closing costs. Finally, LendingTree's Look Before You Lock tool tells you how your lender's closing costs stack up against those of other lenders -- before you commit to your loan and lock your rate.