Matt Schulz

Chief Credit Analyst

Matt has been covering the personal finance space for more than a decade. He is a nationally recognized expert on credit cards, “buy now, pay later” loans, personal loans, credit scoring and reporting, small business lending and other aspects of personal finance. He’s been quoted in or appeared on Good Morning America, NBC Nightly News, the Wall Street Journal, New York Times and hundreds of other media outlets around the U.S. and the world. He is a graduate of the University of Texas and lives in Austin with his wife and son.

Articles by Matt Schulz

Average Credit Card Interest Rate in America Today

The average credit card interest rate in America today is 20.17%. To find out, LendingTree reviewed about 200 of the most popular credit cards in... read more

Average Credit Card Sign-Up Bonus in America Today

The average sign-up bonus on a new cash back credit card is $157.23, while the median is $200. On the other hand, the average sign-up... read more

42% of Buy Now, Pay Later Users Have Made a Late Payment

More than 4 in 10 Americans who’ve taken out a buy now, pay later loan have made a late payment on one of those loans,... read more

Although Odds Dipped, LendingTree Survey Finds 70% of Requests for Lower Credit Card APRs Are Still Granted

Thinking of asking your credit card issuer to lower your interest rate or waive an annual fee? Your chances of success aren’t at the stratospheric... read more

U.S. Workers Spend Up to 29% of Their Income, on Average, on Child Care for Kids Younger Than 5

Child care costs are crazy expensive — and they’re rising, according to a new report from LendingTree. In 2020, child care costs for kids younger... read more

Page 2 of 14