Matt Schulz

Chief Credit Analyst

Matt has been covering the personal finance space for more than a decade. He is a nationally recognized expert on credit cards, “buy now, pay later” loans, personal loans, credit scoring and reporting, small business lending and other aspects of personal finance. He’s been quoted in or appeared on Good Morning America, NBC Nightly News, the Wall Street Journal, New York Times and hundreds of other media outlets around the U.S. and the world. He is a graduate of the University of Texas and lives in Austin with his wife and son.

Articles by Matt Schulz

Just 17% Have Frozen Their Credit Reports and/or Set Up Fraud Alerts

The threat of identity theft is as present as ever in America. However, according to a new report from LendingTree, just about 1 in 6... read more

As Credit Card Debt Increases, Nearly 80% of Americans Don’t Understand Balance Transfer Benefits

Credit card debt is climbing in America again, and a new report from LendingTree hints that a stubborn myth about credit cards may be preventing... read more

Less Than 30% of Consumers Will Apply for a Store Credit Card This Holiday Season — the Lowest Number in 3 Years

Interest in store credit cards plunged in 2021, according to a new report from LendingTree. However, consumers are still slightly more likely to use store... read more

LendingTree Data Shows What Happens to Your Credit Score When You Open or Close a Credit Card

Most cardholders see their credit score fall when they open or close a credit card, but a new LendingTree analysis of several thousand anonymized credit... read more

Credit Card Debt in New York

Credit cardholders in New York state carry more cards and more debt than the average American with a credit card, according to a new report... read more

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