Matt Schulz

Chief Credit Analyst

Matt has been covering the personal finance space for more than a decade. He is a nationally recognized expert on credit cards, “buy now, pay later” loans, personal loans, credit scoring and reporting, small business lending and other aspects of personal finance. He’s been quoted in or appeared on Good Morning America, NBC Nightly News, the Wall Street Journal, New York Times and hundreds of other media outlets around the U.S. and the world. He is a graduate of the University of Texas and lives in Austin with his wife and son.

Articles by Matt Schulz

Places Where People Are Most Likely to Have 5-Figure Credit Card Balances

Despite an overall reduction in credit card debt in the U.S. during the coronavirus pandemic, the percentage of cardholders in America’s biggest metros with balances... read more

Credit Card Debt in North Carolina

North Carolina cardholders generally fall in the middle of the pack nationally when it comes to credit card debt, according to a new report from... read more

Nearly Half of Credit Cardholders Still Prefer Debit Over Credit

Nearly half of all credit cardholders said their debit card is their primary payment method, according to a new report from LendingTree. LendingTree surveyed more... read more

Credit Card Debt In Pennsylvania

If you’re looking for the state that exemplifies what the rest of America looks like when it comes to credit card debt, Pennsylvania is probably... read more

Credit Card Debt in Florida

Credit cardholders in Florida have some of the highest average balances in the nation, according to a new report from LendingTree. The average Florida cardholder... read more

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