Matt Schulz

Chief Credit Analyst

Matt has been covering the personal finance space for more than a decade. He is a nationally recognized expert on credit cards, “buy now, pay later” loans, personal loans, credit scoring and reporting, small business lending and other aspects of personal finance. He’s been quoted in or appeared on Good Morning America, NBC Nightly News, the Wall Street Journal, New York Times and hundreds of other media outlets around the U.S. and the world. He is a graduate of the University of Texas and lives in Austin with his wife and son.

Articles by Matt Schulz

Credit Card Debt in Washington, D.C.

Credit cardholders in Washington, D.C., have fewer credit cards and less credit card debt than the average American. However, that’s where the good news stops.... read more

About 62 Million Cardholders Had Card Limits Cut, Card Accounts Closed Involuntarily During the First 4 Months of 2021

Nearly one in three credit cardholders had their card’s credit limit slashed — or even had the card account closed altogether — during the first... read more

Small Business Credit Card Report 2021

Credit cards can be an indispensable part of starting and running a successful small business. A recent report from the Federal Reserve Bank of New... read more

Credit Card Debt in California

The average credit cardholder in California has more cards and more debt than the average American, according to new data from LendingTree, but not all... read more

Credit Card Debt In Texas

Credit cardholders in Texas owe an average of $6,999 in credit card debt today. That’s the eighth-highest total in the nation, about $400 higher than... read more

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