Melinda Sineriz

Melinda Sineriz is a personal finance writer with 8 years of experience covering mortgages, personal loans, credit and more. She worked for 8 years in the insurance industry as an agent and manager and has written for finance publications including MagnifyMoney and Bizfluent.

Articles by Melinda Sineriz

How Do 80-10-10 Loans Work?

Coming up with a down payment for a home can be daunting, but you have options to bridge the gap in your savings. With an... read more

How to Buy a House With No Money Down in 2020

Borrowers curious about how to buy a house with no money down should know that no-down-payment home loans exist. There are low-down-payment options, too. You... read more

What is Lender-Paid Mortgage Insurance?

Private mortgage insurance is insurance that protects a lender from potential losses if a borrower defaults on a home loan. Private mortgage insurance is often... read more

What is a Housing Bubble and What Causes One?

A housing bubble is when home prices rise rapidly and become unsustainable due to a surge in demand and real estate speculation. Low mortgage interest... read more

What to Know About Mortgage Default

When the unexpected happens and it’s a struggle to keep up with mortgage payments, you could quickly find yourself in mortgage default. That’s when you... read more

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