Melinda Sineriz

Melinda Sineriz is a personal finance writer with 8 years of experience covering mortgages, personal loans, credit and more. She worked for 8 years in the insurance industry as an agent and manager and has written for finance publications including MagnifyMoney and Bizfluent.

Articles by Melinda Sineriz

Fidelity Bank Mortgage Review 2020

Editor’s note: The overall conclusions, recommendations and opinions are the author’s alone. The information in this article is accurate as of the date of publishing.... read more

How Do 80-10-10 Loans Work?

Coming up with a down payment for a home can be daunting, but you have options to bridge the gap in your savings. With an... read more

How to Buy a House With No Money Down in 2020

Borrowers curious about how to buy a house with no money down should know that no-down-payment home loans exist. There are low-down-payment options, too. You... read more

What is Lender-Paid Mortgage Insurance?

Private mortgage insurance is insurance that protects a lender from potential losses if a borrower defaults on a home loan. Private mortgage insurance is often... read more

What is a Housing Bubble and What Causes One?

A housing bubble is when home prices rise rapidly and become unsustainable due to a surge in demand and real estate speculation. Low mortgage interest... read more

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