Nina Semczuk is a writer, SEO wonk, and personal finance geek. She’s written for SmartAsset, The Muse, The Billfold, Hirepurpose, Tasting Table, Fairygodboss and more. Nina is a Certified Educator in Personal Finance® (CEPF®), a member of the Society of American Business Editors and Writers, and has a B.S. from Boston University where she majored in Communications. She is a proud Army veteran with five years of active service.