Nina Semczuk

A personal finance expert who started her first job at 14 and navigated the mortgage world at 23, Nina Semczuk has written for SmartAsset, Money, ValuePenguin, and LendingTree. Nina is a Certified Educator in Personal Finance® (CEPF®), a member of the Society of American Business Editors and Writers, and an Army veteran with five years of active service. Find her work at

Articles by Nina Semczuk

How to Get a VA Land Loan

For qualified members of the military, veterans and eligible spouses, loans backed by the Department of Veterans Affairs (VA) offer an attractive way to buy... read more