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Why did LendingTree choose VantageScore?
VantageScore is a credit scoring model originally developed by the three credit bureaus —TransUnion, Experian and Equifax — to make credit scoring more consistent, accurate and easy to understand. Because our app was built to improve your financial health and habits, it made sense to use a scoring model focused on clarity, not complexity.
Simple
See the factors affecting your score in a way that's easy to understand.
Accessible
Get your credit score, even with a short credit history. VantageScore is available with just one month of credit to your name!
Useful
Hundreds of lenders use VantageScore to make loan decisions. If lenders use it, shouldn’t you?