If you don’t own a home and need quick access to cash, you might consider a personal loan or line of credit. Personal loans frequently have a fixed rate and term, and can be used for just about any purpose.
Congratulations on pursuing your post-secondary education! In the 2012-13 school year, there were approximately 21 million students enrolled in degree-granting post-secondary institutions...
If you don’t own a home and need quick access to cash, you might consider a business loan or line of credit. Business loans frequently have a fixed rate and term, and can be used for just about any purpose.
Personal loans are a great option for those who don't qualify for home equity loans, but personal loan interest rates are typically higher than for secured loans such as home equity loans or vehicle...Read More
If you're looking for a personal loan (also called a signature loan or unsecured loan), you probably want to know what credit score you'll need to get approved. In addition, your personal loan...Read More
You walked into work and were blindsided by a layoff notice. Your son broke his leg in a skateboard accident and you have no medical insurance. Your car blew its transmission. If this sounds familiar,...Read More
People who feel overwhelmed with debt often spend sleepless nights wondering how to pay off credit cards, but there are a variety of options available. The key is to not only pay off existing debt, but...Read More
Having a high score can save someone a small fortune in interest and other borrowing costs over a lifetime. Those who have significant card debt (certainly if their combined balances are more than 30 percent...Read More
Credit cards can certainly be a useful financial tool. Used responsibly, they help you build a good history. And you can even make a profit by using rewards cards. But there's also a dark side to cards...Read More
Question: My credit card company just raised my interest rate. Is there anything I can do about this?Answer: Yes, but the steps you should take depend on the circumstances and on how long you've had your...Read More
Valentine's Day. Chances are you think of it more in terms of hearts and flowers than dollars and cents, but if you don't take care of financial matters, your love life could be the victim.First of all,...Read More