Auto Refinance Rates

Browse the offers in our auto loan rate table to compare different car loan offers. Our rates are updated regularly to ensure you're receiving accurate, timely information so you can make the best choice for your situation.


 

Auto rates now in Woodbridge, NJ [Change this]

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Loan Amount
The loan amount is the total amount that the borrower promises to pay back. This is the amount after the down payment has been paid.
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Credit Score
Your credit score is a number designed to measure your credit-worthiness. It's based on a formula that combines many factors, including your payment history, amount of credit used and number of accounts. This number is used by lenders to calculate the probability that you'll default on your mortgage. Most lenders won't approve mortgages to applicants with credit scores lower than 620. Your credit score is one of the most important factors that determines your mortgage rate - applicants with higher scores are offered better mortgage rates.

Auto Loan Rates

Sort by:
Loan Term
72 mos
APRs as low as
2.49%
Monthly Payment
$374/mo
Get Started
844-920-2800
AUTOPAY provides direct to consumer financing for individuals looking to refinance or finance a vehicle. We deliver our customers the lowest rates and best loan terms available. We maintain high customer service levels, and provide custom finance solutions

All offers from lender

Term APRs as low as Payment
72 Monthmos 2.49% $374/mo Apply Online
60 Monthmos 1.99% $438/mo Apply Online
48 Monthmos 1.99% $542/mo Apply Online
36 Monthmos 1.99% $716/mo Apply Online
24 Monthmos 1.99% $1,063/mo Apply Online
AUTOPAY provides direct to consumer financing for individuals looking to refinance or finance a vehicle. We deliver our customers the lowest rates and best loan terms available. We maintain high customer service levels, and provide custom finance solutions.
Loan Term
72 mos
APRs as low as
2.49%
Monthly Payment
$374/mo
Get Started
844-900-0664
Based in Austin, Texas, rateGenius is the largest vehicle refinance services and solutions provider in the country. With a network of more than 200 competitive lenders, rateGenius can find customers the most competitive interest rates to refinance their loans on cars, trucks, SUVs and specialty vehicles, such as RVs and motorcycles. RateGenius does not charge any finance or document fees and our services come at no cost to you, the consumer. If you want to save the most on your vehicle refinance talk to a rateGenius Loan Specialist first.

All offers from lender

Term APRs as low as Payment
72 Monthmos 2.49% $374/mo Apply Online
60 Monthmos 2.49% $444/mo Apply Online
48 Monthmos 2.49% $548/mo Apply Online
36 Monthmos 2.49% $721/mo Apply Online
*APR=Annual Percentage Rate. APR is determined at the time of your application, based on creditworthiness and the loan to value of the vehicle. Rate quoted is the lowest rate for qualified applicants. Note to CA consumers: Loans will be arranged or made pursuant to Department of Corporations California Finance Lenders License or supervised federally insured financial institutions.
No Hidden Fees - 24 Hour Approvals - BBB A+ Rated
iLendingDirect
(188)
Loan Term
72 mos
APRs as low as
3.99%
Monthly Payment
$391/mo
Get Started
844-900-0147
iLendingDIRECT (powered by FleetFinancial, lnc) is a CUSO (Credit Union Servicing Organization) that negotiates the best credit union rates on auto loans. Our team of loan consultants will guide you through your loan experience. We have an experienced staff that prides themselves on educating our customers so that the best decision is made when financing or re-financing an automobile.

All offers from lender

Term APRs as low as Payment
72 Monthmos 3.99% $391/mo Apply Online
60 Monthmos 2.99% $449/mo Apply Online
.
Loan Term
60 mos
APRs as low as
1.99%
Monthly Payment
$438/mo
Get Started
844-920-2800
AUTOPAY provides direct to consumer financing for individuals looking to refinance or finance a vehicle. We deliver our customers the lowest rates and best loan terms available. We maintain high customer service levels, and provide custom finance solutions

All offers from lender

Term APRs as low as Payment
72 Monthmos 2.49% $374/mo Apply Online
60 Monthmos 1.99% $438/mo Apply Online
48 Monthmos 1.99% $542/mo Apply Online
36 Monthmos 1.99% $716/mo Apply Online
24 Monthmos 1.99% $1,063/mo Apply Online
AUTOPAY provides direct to consumer financing for individuals looking to refinance or finance a vehicle. We deliver our customers the lowest rates and best loan terms available. We maintain high customer service levels, and provide custom finance solutions.
Loan Term
60 mos
APRs as low as
2.49%
Monthly Payment
$444/mo
Get Started
844-900-0664
Based in Austin, Texas, rateGenius is the largest vehicle refinance services and solutions provider in the country. With a network of more than 200 competitive lenders, rateGenius can find customers the most competitive interest rates to refinance their loans on cars, trucks, SUVs and specialty vehicles, such as RVs and motorcycles. RateGenius does not charge any finance or document fees and our services come at no cost to you, the consumer. If you want to save the most on your vehicle refinance talk to a rateGenius Loan Specialist first.

All offers from lender

Term APRs as low as Payment
72 Monthmos 2.49% $374/mo Apply Online
60 Monthmos 2.49% $444/mo Apply Online
48 Monthmos 2.49% $548/mo Apply Online
36 Monthmos 2.49% $721/mo Apply Online
*APR=Annual Percentage Rate. APR is determined at the time of your application, based on creditworthiness and the loan to value of the vehicle. Rate quoted is the lowest rate for qualified applicants. Note to CA consumers: Loans will be arranged or made pursuant to Department of Corporations California Finance Lenders License or supervised federally insured financial institutions.
No Hidden Fees - 24 Hour Approvals - BBB A+ Rated
iLendingDirect
(188)
Loan Term
60 mos
APRs as low as
2.99%
Monthly Payment
$449/mo
Get Started
844-900-0147
iLendingDIRECT (powered by FleetFinancial, lnc) is a CUSO (Credit Union Servicing Organization) that negotiates the best credit union rates on auto loans. Our team of loan consultants will guide you through your loan experience. We have an experienced staff that prides themselves on educating our customers so that the best decision is made when financing or re-financing an automobile.

All offers from lender

Term APRs as low as Payment
72 Monthmos 3.99% $391/mo Apply Online
60 Monthmos 2.99% $449/mo Apply Online
.
Bank of America
Be the first to write a review.
Loan Term
60 mos
APRs as low as
3.29%
Monthly Payment
$452/mo
Bank of America offers competitive, low rates on new, used or refinanced vehicles. With our mobile-friendly, no-fee application, you'll know your approved rate before you go to the dealer. Plus, our 30-day Rate Lock Guarantee gives you the time to make the right decision. Apply online today.

All offers from lender

Term APRs as low as Payment
60 Monthmos 3.29% $452/mo Apply Online
Advertised as low as APRs (annual percentage rates) assume excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as Preferred Rewards. These discounts will be reflected in your individual APR quote if you are approved for a loan. A 5-year, fixed-rate refinance loan for $20,000. Based on a simple interest rate of 2.94%, this loan would have 60 monthly payments of $358.84 each and an annual percentage rate (APR) of 2.94%
Bank of America offers Low Rates, Quick Decisions and an Easy Application. Apply Now.
Loan Term
48 mos
APRs as low as
1.99%
Monthly Payment
$542/mo
Get Started
844-920-2800
AUTOPAY provides direct to consumer financing for individuals looking to refinance or finance a vehicle. We deliver our customers the lowest rates and best loan terms available. We maintain high customer service levels, and provide custom finance solutions

All offers from lender

Term APRs as low as Payment
72 Monthmos 2.49% $374/mo Apply Online
60 Monthmos 1.99% $438/mo Apply Online
48 Monthmos 1.99% $542/mo Apply Online
36 Monthmos 1.99% $716/mo Apply Online
24 Monthmos 1.99% $1,063/mo Apply Online
AUTOPAY provides direct to consumer financing for individuals looking to refinance or finance a vehicle. We deliver our customers the lowest rates and best loan terms available. We maintain high customer service levels, and provide custom finance solutions.
Loan Term
48 mos
APRs as low as
2.49%
Monthly Payment
$548/mo
Get Started
844-900-0664
Based in Austin, Texas, rateGenius is the largest vehicle refinance services and solutions provider in the country. With a network of more than 200 competitive lenders, rateGenius can find customers the most competitive interest rates to refinance their loans on cars, trucks, SUVs and specialty vehicles, such as RVs and motorcycles. RateGenius does not charge any finance or document fees and our services come at no cost to you, the consumer. If you want to save the most on your vehicle refinance talk to a rateGenius Loan Specialist first.

All offers from lender

Term APRs as low as Payment
72 Monthmos 2.49% $374/mo Apply Online
60 Monthmos 2.49% $444/mo Apply Online
48 Monthmos 2.49% $548/mo Apply Online
36 Monthmos 2.49% $721/mo Apply Online
*APR=Annual Percentage Rate. APR is determined at the time of your application, based on creditworthiness and the loan to value of the vehicle. Rate quoted is the lowest rate for qualified applicants. Note to CA consumers: Loans will be arranged or made pursuant to Department of Corporations California Finance Lenders License or supervised federally insured financial institutions.
No Hidden Fees - 24 Hour Approvals - BBB A+ Rated
Loan Term
36 mos
APRs as low as
1.99%
Monthly Payment
$716/mo
Get Started
844-920-2800
AUTOPAY provides direct to consumer financing for individuals looking to refinance or finance a vehicle. We deliver our customers the lowest rates and best loan terms available. We maintain high customer service levels, and provide custom finance solutions

All offers from lender

Term APRs as low as Payment
72 Monthmos 2.49% $374/mo Apply Online
60 Monthmos 1.99% $438/mo Apply Online
48 Monthmos 1.99% $542/mo Apply Online
36 Monthmos 1.99% $716/mo Apply Online
24 Monthmos 1.99% $1,063/mo Apply Online
AUTOPAY provides direct to consumer financing for individuals looking to refinance or finance a vehicle. We deliver our customers the lowest rates and best loan terms available. We maintain high customer service levels, and provide custom finance solutions.
Loan Term
36 mos
APRs as low as
2.49%
Monthly Payment
$721/mo
Get Started
844-900-0664
Based in Austin, Texas, rateGenius is the largest vehicle refinance services and solutions provider in the country. With a network of more than 200 competitive lenders, rateGenius can find customers the most competitive interest rates to refinance their loans on cars, trucks, SUVs and specialty vehicles, such as RVs and motorcycles. RateGenius does not charge any finance or document fees and our services come at no cost to you, the consumer. If you want to save the most on your vehicle refinance talk to a rateGenius Loan Specialist first.

All offers from lender

Term APRs as low as Payment
72 Monthmos 2.49% $374/mo Apply Online
60 Monthmos 2.49% $444/mo Apply Online
48 Monthmos 2.49% $548/mo Apply Online
36 Monthmos 2.49% $721/mo Apply Online
*APR=Annual Percentage Rate. APR is determined at the time of your application, based on creditworthiness and the loan to value of the vehicle. Rate quoted is the lowest rate for qualified applicants. Note to CA consumers: Loans will be arranged or made pursuant to Department of Corporations California Finance Lenders License or supervised federally insured financial institutions.
No Hidden Fees - 24 Hour Approvals - BBB A+ Rated
Loan Term
24 mos
APRs as low as
1.99%
Monthly Payment
$1,063/mo
Get Started
844-920-2800
AUTOPAY provides direct to consumer financing for individuals looking to refinance or finance a vehicle. We deliver our customers the lowest rates and best loan terms available. We maintain high customer service levels, and provide custom finance solutions

All offers from lender

Term APRs as low as Payment
72 Monthmos 2.49% $374/mo Apply Online
60 Monthmos 1.99% $438/mo Apply Online
48 Monthmos 1.99% $542/mo Apply Online
36 Monthmos 1.99% $716/mo Apply Online
24 Monthmos 1.99% $1,063/mo Apply Online
AUTOPAY provides direct to consumer financing for individuals looking to refinance or finance a vehicle. We deliver our customers the lowest rates and best loan terms available. We maintain high customer service levels, and provide custom finance solutions.