360 Money Market
Min to earn APY
on Capital One's secure site
Conservative savers find money market accounts attractive because they sometimes offer higher yields than other savings accounts and more liquidity than certificates of deposit. There are some downsides, of course: The interest rates are variable, the best money market accounts often have high minimum deposits, and there are limits to your liquidity.
If you’ve decided that a money market account is right for you or your business, shop around for a great rate. And take a look at the best personal, business, and jumbo money market accounts (by APY) below.
First, a quick note about money market account liquidity: Regulation D (Reg D) from the Federal Reserve Board limits money market account holders to six withdrawals per statement cycle on several transaction methods — financial institutions can charge fees, convert the account to a checking account or even close the account if you exceed the limit. All money market accounts are subject to the regulation, though fees vary by institution.