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Citi Strata℠ Card
Content was accurate at the time of publication.
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Apply Now Welcome Offer
For a limited time, earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.
Intro APRs
0% intro APR for 15 months on Purchases and Balance Transfers, then 18.74% - 28.74% (Variable)
Annual Fee
$0 annual fee
Rates
- Intro Purchase APR: 0% intro APR for 15 months on Purchases
- Regular Purchase APR: 18.74% - 28.74% (Variable)
- Intro Balance Transfer APR: 0% intro APR for 15 months on Balance Transfers
- Regular Balance Transfer APR: 18.74% - 28.74% (Variable)
- Regular Cash Advance APR: 29.99% (Variable)
- Penalty APR: Up to 29.99% (Variable)
Fees
- Annual fee: $0
- Balance transfer fee: There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.
- Cash advance fee: 5% of each cash advance; $10 minimum
- Foreign exchange fee: 3%
Highlights
- Click APPLY NOW to apply online.
- For a limited time, earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.
- 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
- Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
- No Annual Fee
- Rates & Fees
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.