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Citi Strata Elite℠ Card Review
Content was accurate at the time of publication.
LendingTree's Review
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Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.
Apply Now Welcome Offer
For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.
Foreign Fees
0% foreign transaction fee
Extra Perks
Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
Rates
- Intro Purchase APR: N/A
- Regular Purchase APR: 20.74% - 28.74% (Variable)
- Intro Balance Transfer APR: N/A
- Regular Balance Transfer APR: 20.74% - 28.74% (Variable)
- Regular Cash Advance APR: 29.99% (Variable)
- Penalty APR: Up to 29.99% (Variable)
Fees
- Annual fee: $595
- Balance transfer fee: Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
- Cash advance fee: 5% of each cash advance; $10 minimum
- Foreign exchange fee: 0%
Highlights
- Click APPLY NOW to apply online.
- For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.
- Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com
- Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time
- Earn 1.5 Points per $1 spent on All Other Purchases
- Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
- No Foreign Transaction Fees
- Rates & Fees
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.