HARP is a government-backed program designed to help homeowners who without it might find their mortgage refinance applications declined. You’re especially likely to benefit if you have “negative equity” (the market value of your home is less than the balance left on your mortgage) or if you have only a small amount of positive equity. It’s also important to know that there are no minimum credit score thresholds. Even so, not everyone qualifies for help through the program. Read on to see if you’re eligible, or take a shortcut by filling out our form.
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