Barbara Balfour

Barbara Balfour is a journalist with 19 years of experience covering topics such as finance and investment, business and entrepreneurship, and personal loans. Her work has been published in a range of business publications across North America and Europe.

Articles by Barbara Balfour

Should I Pay Off Debt Before Having Kids?

Having a child can make your financial situation more challenging even under the best of circumstances. Paying off as much debt as possible before having... read more

Here’s How Salary and Income Affect Your Credit Score

While your salary and income are not listed on your credit report, they may have an indirect effect on your credit score. They’re also used... read more

What You Should (and Shouldn’t) Do to Improve Your Credit Score

Editorial Note: Any opinions, analyses, reviews, statements or recommendations expressed in this article are those of the author’s alone. Your credit score can have a... read more

8 Reasons Why Good Credit Is Important

Think of your credit score as your financial blood pressure and you’ll quickly understand why monitoring it regularly is just as important as going to... read more

Why You Were Rejected Even With Excellent Credit

Even if you’ve never missed a payment in your life, you could still get rejected for a line of credit or loan you thought would... read more

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