Articles by Donna Freedman
2023 Virginia First-Time Homebuyer Programs
April 21, 2023
Virginia first-time homebuyers have a range of programs that can help with the down payment and closing costs of buying a house. Thousands of dollars... read more
VA Renovation Loans: What They Are and How They Work
March 25, 2022
Eligible military borrowers can use a VA renovation loan to buy a home that needs work — or refinance their existing home — and roll... read more
Do You Skip a Mortgage Payment When You Refinance?
November 24, 2021
It may seem like you skip a payment when you refinance a mortgage, but you actually don’t. That’s because after refinancing, the first payment isn’t... read more
What Is a Seller’s Disclosure?
November 9, 2021
When you make an offer on a home, one of the first pieces of paperwork you’ll get is a seller’s property disclosure. Also known as... read more
HELOC Balloon Payments: How to Find a Way Out
July 23, 2021
If your home is worth more than your mortgage balance, a home equity line of credit could help with other financial goals. Typically you can... read more