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Articles by Jill A. Chafin
How to Start a Retail Business in 10 Steps
August 18, 2023
Although online businesses are popular, many consumers still enjoy brick-and-mortar retail stores. The U.S. Census Bureau reports that e-commerce only made up 15.1% of retail... read more
What is a Prepayment Penalty on a Business Loan?
July 31, 2023
Paying off debt early is usually a smart move. But when you repay a business loan before the term ends, your lender doesn’t earn as... read more
Government Small Business Loans: Here Are Your Options
July 20, 2023
The government partners with lenders to offer affordable finance options for small business owners. You can get small business loans from the SBA, the USDA... read more
Refinance Business Loans: What You Need to Know
June 27, 2023
Refinancing a business loan can help you lower your monthly payments, take advantage of a lower interest rate or pay off your loan sooner. However,... read more
Should the Government Grant Student Debt Relief? 95% of Federal Borrowers Would Approve
May 1, 2023
The world of federal student loans has become quite the roller coaster over the past few years. While 41% of Americans with federally held student... read more