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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Kat Tretina headshot

Kat Tretina

Freelance Writer

Kat Tretina is a personal finance writer focused on helping people understand their financial options, pay down debt and boost their incomes.

After struggling to repay her own student loan debt and seeing firsthand how complex the financial aid and repayment system is, she began writing to share what she learned so other people could better manage their loans.

For the past eight years, she’s been freelancing for major financial publications, Her work has been published by a variety of publications, including Variety, Entrepreneur, and Reader’s Digest.

She has also earned certifications in student loan counseling and financial education, and she’s been quoted as a student loan source by outlets like the Wall Street Journal and CNBC.

Originally from Philadelphia, Kat relocated to Orlando, Florida to escape the cold, and she enjoys the sun and Disney with her husband and three dogs.

Specialties

  • Student loans
  • Debt repayment
  • Credit cards
  • Mortgages
  • Insurance

Achievements

  • Eight years of experience writing about student loans and debt
  • Plutus Award nominee

Education

  • M.A. from West Chester University
  • B.A. from Elizabethtown College

Kat’s thoughts on managing debt

“While confronting high debt balances can be scary, forcing yourself to sit down and calculate just how much you owe is a critical step. From there, you can come up with a plan to conquer your debt and get on track so you accomplish your other financial goals.”

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Kat Tretina

529 Qualified Expenses: What You Can Use a 529 Plan For

With tuition and other college expenses skyrocketing, using tax-advantaged investment accounts like a 529 college savings plan can be an excellent way to pay for... read more

10 Best College Search Tools for High School Students

Why are college search tools so valuable? There are over 3,900 degree-granting colleges and universities in the U.S., which can make choosing your school a... read more

Financial Aid Disbursement: How It Works

Financial aid disbursement is when your loans or grants are paid out at the beginning of each semester. Typically, issuers send your financial aid funds... read more

Can You Return Unused Student Loan Money?

If you realize you borrowed too much money to pay for college, you may wonder how to return unused student loan money. Depending on loan... read more

How Does Student Loan Interest Work?

If you have student loan debt, you know how quickly your balance can grow due to interest charges. But how does student loan interest work?... read more