Articles by Laura Woods
What to Do When You Are Denied Credit by a Lender
April 5, 2019
You’ve just received an adverse action letter denying your credit application. It’s a bit surprising, as you were expecting an approval. First, contact the lender.... read more
How to Get a Loan If You Have Bad Credit
April 3, 2019
Having bad credit doesn’t necessarily mean you’re unable to get a loan. In many cases, you’ll just need to search for a non-traditional approach to... read more
What Is Credit and How Does It Work?
February 19, 2019
Generally speaking, credit allows you to borrow money now and pay the lender back later — usually with interest. But there’s a lot more to... read more
What Happens to Your Credit Score When You Refinance a Mortgage?
February 7, 2019
Mortgage refinancing allows you to replace your existing mortgage with a new loan. As a savvy consumer, you might worry about what a mortgage refinance... read more
