Laura Woods

Laura Woods is a personal finance writer with nearly 10 years of experience covering a variety of topics, such as small business, money management and loans. She holds an MBA from Robert Morris University, and has written for several financial publications, including

Articles by Laura Woods

Business Credit Cards Without A Personal Credit Check

Owning a business is a huge part of your life, but it shouldn’t dominate your personal finances. When possible, it’s wise to keep business credit... read more

What to Do When You Are Denied Credit by a Lender

You’ve just received an adverse action letter denying your credit application. It’s a bit surprising, as you were expecting an approval. First, contact the lender.... read more

How to Get a Loan If You Have Bad Credit

Having bad credit doesn’t necessarily mean you’re unable to get a loan. In many cases, you’ll just need to search for a non-traditional approach to... read more

I Haven’t Used Credit for Years. Can I Build My Score Again?

It’s been several years since you used credit, but you’re ready to start rebuilding your score. The process may require patience, but the good news... read more

What Is Credit and How Does It Work?

Generally speaking, credit allows you to borrow money now and pay the lender back later — usually with interest. But there’s a lot more to... read more

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