Laura Woods

Laura Woods is a personal finance writer with nearly 10 years of experience covering a variety of topics, such as small business, money management and loans. She holds an MBA from Robert Morris University, and has written for several financial publications, including GOBankingRates.com.

Articles by Laura Woods

What to Do When You Are Denied Credit by a Lender

You’ve just received an adverse action letter denying your credit application. It’s a bit surprising, as you were expecting an approval. First, contact the lender.... read more

How to Get a Loan If You Have Bad Credit

Having bad credit doesn’t necessarily mean you’re unable to get a loan. In many cases, you’ll just need to search for a non-traditional approach to... read more

What Is Credit and How Does It Work?

Generally speaking, credit allows you to borrow money now and pay the lender back later — usually with interest. But there’s a lot more to... read more

What Happens to Your Credit Score When You Refinance a Mortgage?

Mortgage refinancing allows you to replace your existing mortgage with a new loan. As a savvy consumer, you might worry about what a mortgage refinance... read more